A Tradition of Excellence

Welcome to Olathe, Gardner, Spring Hill & Johnson County, KS!

Latest News in the Real Estate Market:

 

New FHA MIP changes due to the approved financial bill recently passed and signed by the President.

 

New FHA MIP Comparison

Example 200,000 loan amount 30 year fixed @ 5.00%

2.25% / .55% 1.25% / .85-.90% 1.25% / 1.57%

Currently	Oct 4th	Discretionary
204,500	202,500	202,500
P & I 1098	P & I 1088	P & I 1088
MIP 94	MIP 152	MIP 261
Tot 1192	Tot 1240	Tot 1349
Difference	< 48	< 157

The discretionary means that whenever they decide to raise it they can do it, its in place for this dramatic increase.

 

 

For missing the $8,000 Tax Stimulus, you gained $54,612 in interest charged for your loan. On a $200,000 at 5.5% interest over 30 years vs. the current 4.25% you will have saved $54,612*.

 

Buy now and gain so much more than the $8000, you really don’t want to miss out on this benefit. Its loss will be more painful than the $8000. Call us today to start finding your new home.

 

*interest rates change daily so savings can change based on your interest rate lock.

 

Tax Stimulus Extended for those waiting to close

After a close brush with the deadline, Congress has passed an extension of the Homebuyer Tax Credit closing deadline, the Homebuyer Assistance and Improvement Act (H.R. 5623). The extension applies only to transactions that have ratified contracts in place as of April 30, 2010 that have not yet closed. The legislation is designed to create a seamless extension the new closing deadline for eligible transactions is now September 30, 2010. There is will be no gap between June 30 and the date the President signs the bill into law.

 

   

Finding Your Next Home in Johnson County Kansas 

As dawn breaks behind the skyline, the sun’s rays bounce upon the glittering skyscrapers and illuminate the dew drops on Johnson County’s tree-lined streets. Alive with energy and rich diversity, this county is the perfect mix of culture, business and recreation. In fact, Johnson County has an unbeatable combination of job opportunities, affordable housing, friendly people, and of course, the arts. An urban county like this one offers you the best of both worlds – all the benefits of busy, metropolitan cities with the down-home feeling and friendliness of small towns. And of course, the sunrises don’t hurt either.

In the prosperous Johnson County, you’re sure to find exactly what you’re looking for, whether you’re talking about cultural attractions or affordable housing. Choose your perfect home from a wide variety throughout the county, including beautiful, smaller homes or even sprawling mansions. You’ll find both new and old neighborhoods in Olathe, Gardner and Spring Hill, and you’ll always have the friendliest neighbors you’ve ever known. In addition, the outskirts of the county and the suburbs are continually growing, providing charming neighborhoods in which to settle. In Johnson County, you’ll never have to settle for anything but your perfect place to call home.

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Buying or selling a home is certainly one of the most rewarding experiences most of us will ever have...it's also one of the most challenging.  If you're buying or selling for the first time, the process may seem overwhelming; and even if you've been through it several times, every move is different and presents new challenges.  Especially in todays economy your success at selling your home happens the day you close.  So you need a skilled professional agent that knows the market and can help you make an informed choice.  Char's Team has been helping families for over 31 years and has the reputation and track record to help you navigate the real estate market in Olathe, Gardner, Spring Hill, Overland Park, Leawood, Lenexa, Desoto, all in Johnson County, Ks.  Char also specializes in Rural properties located in Miami County, Ks.

 

So whether you're buying or selling, feel free to contact me and I will be happy to help you with all your real estate needs.

Looking to Buy a Home

Real Estate is a complicated business. When Buying in Johnson County Kansas there are a million details that must be handled in a timely basis in order to provide the quality of service that you deserve.  With Char's Team of professionals we will help "search the world over" for the home of your dreams.  Char has developed a house hunting plan and has assembled a superior team to insure that her clients receive exceptional real estate service....not just satisfactory, but Exceptional   Read more.

Wanting to Sell a Home

Today, you will make a choice.  While thinking about selling your home you will need more information today then ever before.  You will need to choose whether the Realtor that you chose is trustworthy, do they have enough information on the market, are they full time agents, are they qualified with the experience to manage your biggest asset, do they have a track record of success.  We at the Char MacCallum Real Estate Team are results driven and promise to provide you with accurate and timely information about the real estate market in Olathe, Gardner, Spring Hill, Lenexa, Overland Park, Mission, Leawood, DeSoto, Roeland Park, Shawnee, Shawnee Mission, and Fairway in Johnson County Kansas. Read more.